Why does it matter?
The facts speak for themselves ...
- 1 in 2 men and 1 in 3 women will get cancer at least once.
- Every 20 seconds, someone in the U.S. suffers a heart attack or stroke.
- 120 accidents or injury-related deaths occur in the U.S. every minute. Average cost per medically-consulted injury is $40,000, and 8 out of 10 injuries happen off the job where workers’ comp doesn’t help.
- Nearly half of U.S. mortgage foreclosures are caused by illness, not death.
The bottom line: Virtually every American family will be blindsided by at least one of these events.
Protection when you need it. Your money back if you don't.
Cash for paying your bills when life hits hard
Health insurance pays doctors and hospitals. Life insurance pays your family after you’re gone. But neither one pays you while you’re alive, sick or hurt, and still responsible for your bills — the mortgage, utilities, groceries, and everything else.
The purpose of these plans is simple: They pay cash directly to families when they have to deal with a serious illness or an injury — on or off the job.
Your money back if it doesn't
What makes these plans unique is that they are designed to return your unused premiums down the road. Many say it's a no-brainer: Financial protection when life blindsides your family, and built-in savings for the future if it doesn't.
Don't you wish all insurance worked that way?
Perfect for business owners, employees, and families
Quick Overview
- Pays cash directly to you, not to the doctors — use it however you like
- Easy to understand — If 'X' happens you get paid 'Y'
- Doesn't interfere — pays in addition to, not instead of your existing coverage
- No costs or admin burden for the business — works at the individual level
- All plans underwritten by a $30 billion company rated "A" (Excellent) by A.M. Best (as of 11/25)
- Guaranteed renewable for life — as long as you keep paying your premiums
- Custom-tailored to fit your situation — single, married, single parent, family
- Super-affordable — solid plans to fit virtually any budget
- Rates do not increase with age or number of claims made
- Unique money-back feature — returns your unused premiums down the road
How It Works
Each plan has a complete list of covered events, along with the cash you get if that event occurs. Use it for however you want — copays and deductibles, mortgage, utilities, groceries, and anything else.
Here are just a few examples: *
- Initial diagnosis of cancer, heart attack, or stroke: Up to $6,000
- Inpatient hospital stays: Up to $800/day
- Radiation and chemotherapy: Up to $480/day
- Patient transportation: Up to $2,500
- Broken bones: Up to $10,000
* For illustrative purposes only. Benefits and terms vary by policy, and payouts vary by level of coverage selected. Coverage for certain pre-existing conditions is limited or excluded. Please contact us for details.